Privacy Policy

Last Updated: July 15, 2023

At Malaysia Financial Guide ("we," "us," or "our"), we are committed to protecting your privacy and the confidentiality of your personal information. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website at malaysiafinancialguide.com or use our services.

Please read this Privacy Policy carefully. By accessing or using our website, you acknowledge that you have read, understood, and agree to be bound by all the terms outlined in this Privacy Policy. If you do not agree with our policies and practices, please do not use our website.

1. Information We Collect

We collect several types of information from and about users of our website, including:

• Personal Information: We may collect personal information that you voluntarily provide to us when you register on our website, subscribe to our newsletter, fill out a contact form, or otherwise communicate with us. This information may include your name, email address, phone number, and any other information you choose to provide.
• Usage Information: We automatically collect information about your interactions with our website, including the pages you visit, the time and date of your visit, your IP address, browser type, referring/exit pages, and operating system.
• Cookies and Similar Technologies: We use cookies and similar tracking technologies to track activity on our website and hold certain information. Cookies are files with small amounts of data which may include an anonymous unique identifier. For more information about our use of cookies, please see Section 4 of this Privacy Policy.

2. How We Use Your Information

We may use the information we collect from you for various purposes, including to:

• Provide, operate, and maintain our website;
• Improve, personalize, and expand our website;
• Understand and analyze how you use our website;
• Develop new products, services, features, and functionality;
• Communicate with you, either directly or through one of our partners, for customer service, updates and other information relating to the website, and for marketing and promotional purposes;
• Process your transactions;
• Send you emails;
• Find and prevent fraud;
• Analyze trends, administer the website, track users' movements around the website, and gather demographic information.

3. Disclosure of Your Information

We may disclose your personal information in the following circumstances:

• Business Transfers: If we are involved in a merger, acquisition, or sale of all or a portion of our assets, your information may be transferred as part of that transaction.
• Third-Party Service Providers: We may share your information with third-party service providers who perform services on our behalf, such as payment processing, data analysis, email delivery, hosting services, and customer service.
• Legal Requirements: We may disclose your information where we are legally required to do so in order to comply with applicable law, governmental requests, a judicial proceeding, court order, or legal process.
• Protection of Rights: We may disclose your information to protect our rights, privacy, safety, or property, or that of our users or others.

We do not sell, trade, or otherwise transfer your personal information to outside parties except as described in this Privacy Policy.

4. Cookies and Similar Technologies

Our website uses cookies and similar tracking technologies to track the activity on our website and hold certain information. Cookies are files with small amounts of data which may include an anonymous unique identifier.

We use the following types of cookies:

• Essential Cookies: These cookies are necessary for the website to function properly and cannot be switched off in our systems.
• Analytical/Performance Cookies: These cookies allow us to recognize and count the number of visitors and see how visitors move around our website. This helps us to improve the way our website works.
• Functionality Cookies: These cookies enable the website to provide enhanced functionality and personalization, such as remembering your preferences.
• Targeting Cookies: These cookies record your visit to our website, the pages you have visited, and the links you have followed. We may use this information to make our website and the advertising displayed on it more relevant to your interests.

You can instruct your browser to refuse all cookies or to indicate when a cookie is being sent. However, if you do not accept cookies, you may not be able to use some portions of our website.

5. Third-Party Analytics

We use third-party analytics services, such as Google Analytics and Facebook Pixel, to help understand how users engage with our website. These services may collect information about your online activities to provide analytics about our website visitors. The information generated about your use of our website will be transmitted to and stored by these service providers on servers that may be located outside of Malaysia.

6. Data Security

We have implemented measures designed to secure your personal information from accidental loss and from unauthorized access, use, alteration, and disclosure. All information you provide to us is stored on secure servers behind firewalls.

However, the transmission of information via the internet is not completely secure. Although we do our best to protect your personal information, we cannot guarantee the security of your personal information transmitted to our website. Any transmission of personal information is at your own risk.

7. Your Rights

Depending on your location, you may have certain rights regarding your personal information, including:

• The right to access and receive a copy of your personal information;
• The right to rectify or update your personal information;
• The right to delete your personal information;
• The right to restrict or object to the processing of your personal information;
• The right to data portability;
• The right to withdraw consent (where processing is based on consent).

To exercise any of these rights, please contact us using the information provided in the "Contact Us" section below.

8. Children's Privacy

Our website is not intended for children under the age of 18. We do not knowingly collect personal information from children under 18. If you are a parent or guardian and you believe your child has provided us with personal information, please contact us so that we can take necessary actions.

9. Changes to Our Privacy Policy

We may update our Privacy Policy from time to time. We will notify you of any changes by posting the new Privacy Policy on this page and updating the "Last Updated" date at the top of this Privacy Policy. You are advised to review this Privacy Policy periodically for any changes.

10. International Data Transfers

Your information may be transferred to — and maintained on — computers located outside of your state, province, country, or other governmental jurisdiction where the data protection laws may differ from those in your jurisdiction.

If you are located outside Malaysia and choose to provide information to us, please note that we transfer the information, including personal information, to Malaysia and process it there.

11. Contact Us